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Forex pip value, universal lot size, position sizing, compound returns, SIP growth, loan EMI, and PSX Zakat. No login. No ads.
Works on any asset class: Forex, Stocks, Crypto, Commodities, Indices. Calculates exact position size with TP1/TP2/TP3 at 1:1, 1:2, 1:3 risk-reward.
This calculator uses the universal position-sizing formula that works on every asset class:
Example: $1,000 equity, 1% risk, entry $4,310, stop $4,072 → Distance = 238, Risk = $10 → Position = 0.042 units (Order Value = $181), TP1 = $4,548 (+$10), TP2 = $4,786 (+$20), TP3 = $5,024 (+$30).
Pro tip: Scaling out at TP1 (50%), TP2 (30%), and TP3 (20%) locks in profit while letting winners run. This is the "tiered exit" used by professional traders.
Calculate the exact monetary value of one pip for any pair and lot size.
A pip is the smallest price movement in a currency pair: 0.0001 for most pairs, 0.01 for JPY pairs.
A standard lot (100,000 units) on EUR/USD = $10/pip. Mini lot = $1/pip. Micro lot = $0.10/pip.
Forex-specific position sizing with stop-loss and 1:2 RR target.
Professional traders risk 1–2% of account per trade. This survives 20–50 consecutive losses without a margin call. For tiered TPs across all asset classes, use the Universal Lot Size calculator above.
Project portfolio growth with optional monthly contributions.
At 12% annual return, money doubles roughly every 6 years. Monthly contributions dramatically accelerate this. The final years see the most dramatic acceleration.
Calculate future value of a systematic monthly investment.
SIP removes market timing pressure by averaging your cost across volatility. Best for equity mutual funds, ETFs, and diversified portfolios over a 5+ year horizon. PSX has historically returned 15–20% annualized over decade-long periods.
Calculate monthly installment, total interest, and true cost of any loan.
On a 20-year mortgage at 12%, you can pay nearly as much in interest as you borrowed. One extra payment per year, or a shorter tenure, cuts years off the loan.
Calculate Zakat due on PSX holdings, cash, gold, and other zakatable assets.
Zakat is due at 2.5% on net zakatable assets held above Nisab for one lunar year. Most scholars use the market value method for stocks. This calculator uses the silver nisab (more conservative).
Fill these in for precision. If filled, overrides the annual expenses above.
| Rent / Mortgage | |
| Utilities (electric, gas, water) | |
| Phone & Internet | |
| Groceries | |
| Dining Out | |
| Transport / Fuel | |
| Loan / EMI Payments | |
| Kids Education | |
| Health / Insurance | |
| Entertainment | |
| Personal Care | |
| Charitable / Zakat | |
| Other |
| Cash / Deposits | |
| Stocks / Equities | |
| Bonds / Fixed Income |
Real CAGR assumptions: Cash 0.1% · Stocks 5% · Bonds 2% (inflation-adjusted)
MoneyTailors provides seven professional-grade trading calculators at no cost, built for active traders in GCC markets, PSX, and global equities. Each calculator is designed around real trading workflows: sizing positions correctly, understanding pip values, planning investment growth, and calculating Islamic obligations on equity holdings.
Enter your account balance, the percentage of capital you are willing to risk on a single trade, and your stop loss in pips or points. The calculator returns the exact lot size to trade so your maximum loss stays within your defined risk limit. This is one of the most critical tools for long-term trading survival and is used by professional traders across Forex, Tadawul, and PSX.
A pip (percentage in point) is the smallest standard price move in a currency pair. For most pairs quoted to four decimal places, one pip equals 0.0001. For JPY pairs quoted to two decimal places, one pip equals 0.01. The pip value calculator on this page converts pip movements into actual profit or loss in your account currency based on your lot size.
The FIRE (Financial Independence, Retire Early) Planner calculates the target portfolio size needed to retire based on your annual expenses and a chosen safe withdrawal rate. It supports USD, SAR (Saudi Riyal), PKR (Pakistani Rupee), and AED (UAE Dirham) with live currency conversion. The calculator models portfolio growth year by year based on your asset mix across cash, equities, and bonds.
The Zakat calculator helps Pakistani investors determine their annual Zakat obligation on PSX equity holdings, cash deposits, gold, and other zakatable assets. It uses the silver nisab threshold, which is the more conservative scholarly position, and applies the 2.5% Zakat rate to net zakatable assets held above nisab for one lunar year.
Yes. All seven calculators on MoneyTailors are completely free with no account required. They work directly in your browser.
The FIRE calculator supports USD, SAR (Saudi Riyal), PKR (Pakistani Rupee), and AED (UAE Dirham) with live exchange rates fetched automatically.
Lot size is calculated by dividing your risk amount in account currency by the pip value multiplied by your stop loss in pips. The formula is: Lot Size = (Account Balance x Risk %) / (Stop Loss in Pips x Pip Value). MoneyTailors lot size calculator does this automatically for any currency pair or asset.
The most widely referenced safe withdrawal rate is 4%, based on the Trinity Study using US market data. A more conservative rate of 3% to 3.5% is often used for investors in emerging markets or those planning longer retirements of 35 years or more. MoneyTailors FIRE calculator defaults to 3.3% but allows you to adjust this.